Insurance
With sound expertise I offer competent and personal advice. My goal is to find the optimal insurance solution for every client – private and commercial.
The insurance I offer
A selection from my portfolio. Together we'll find the protection that really suits you.
- 01
Personal Liability
Liability protection for damage to third parties – one of the most important basic covers of all.
Personal & property damageWorldwide coverFamily protection - 02
Household Contents
Replacement of the new value of your contents in case of burglary, fire, water and more.
Furniture & valuablesExternal coverNatural hazards optional - 03
Occupational Disability
Securing your livelihood in case of occupational disability – one of the most important insurances for your standard of living.
Monthly pensionIncome protectionEven for career starters - 04
Health Insurance
Statutory or private – I advise you on the optimal protection of your health.
GKV & PKV comparisonSupplementary insuranceAlso for the self-employed - 05
Car Insurance
Third-party car insurance is mandatory; partial and fully comprehensive cover make sense for newer vehicles.
Liability, partial & full coverBest conditionsClaims support - 06
Legal Protection
Covers the costs of legal disputes in various areas of life.
Private & professionalLawyer & court costsMind the waiting periods - 07
Life Insurance & Pension
Protect your dependants and plan for your retirement.
Risk protectionPrivate pensionUse tax advantages - 08
Accident Insurance
Comprehensive protection with accident pension and death benefit – also in your free time.
Worldwide & 24/7Disability benefitFor the whole family
Insurance Your trusted partner in all insurance matters
With sound expertise I offer competent and personal advice. My goal is to find the optimal insurance solution for every client – private and commercial.
What do you really need?
Select what applies to you – multiple answers possible. On the right, you can see immediately which types of cover matter most in your situation.
Initial guidance only – no substitute for advice. The first consultation is free.
- Personal LiabilityRecommended
- Household ContentsRecommended
- Occupational DisabilityRecommended
- Health InsuranceRecommended
- Car InsuranceRecommended
- Legal ProtectionRecommended
- Life Insurance & PensionRecommended
- Accident InsuranceRecommended
How I work.
Getting to know you
A free initial meeting – in person, by phone or by video.
Analysis
I review your existing contracts and your actual needs.
Comparison
You receive transparent options – clearly explained.
Ongoing support
I remain your point of contact – including when you need to make a claim.
“Mr da Silva has extensive expertise – thanks to his pleasant manner, you never feel pressured and can review the offers in your own time.”
Frequently asked questions about insurance
As a newcomer to Germany you should above all consider health insurance, personal liability and – depending on your situation – household and occupational disability insurance. Together we'll prioritise what makes sense for you.
Occupational disability means you can no longer perform your job permanently for health reasons. The statutory reduced earning capacity pension is often not enough – occupational disability insurance secures your standard of living.
Third-party car insurance is mandatory in Germany. Partial and fully comprehensive cover are optional but recommended for newer vehicles. Fully comprehensive also covers self-inflicted accidents and vandalism.
The statutory pension is usually not enough to secure your standard of living. The earlier you take out private provision, the more you benefit from compound interest.
The initial consultation is non-binding and free. We discuss your situation and I transparently show you the suitable options – completely without pressure.
Do you need insurance advice?
Contact me for individual insurance advice. I'll answer your questions and find the best possible solution.
