New inGermany
The most important information for a successful start in Germany – from insurance to authorities to integration.
Who are you here as?
Choose your path – I've compiled all the key information for both situations.
Nelson da Silva Your successful start
The most important information for a successful start in Germany – from insurance to authorities to integration.
What matters
Registration
Within 14 days of moving in you must register with your municipality. Required: passport, landlord confirmation and, if applicable, birth certificate.
Bank account
A German bank account is important for salary payments and daily transactions. Most banks offer free current accounts.
Insurance
Health insurance is mandatory. Personal liability and household insurance are strongly recommended.
Tax ID
The tax identification number is sent automatically after registration. You need it for your employer and all tax matters.
Language & integration
German skills are the key to integration. Use adult education courses, apps like Duolingo or tandem programmes.
Documents
Keep important documents safe: registration certificate, employment contract, insurance documents, tax ID. Make copies and digital backups.
Finance & Insurance in Germany.
The complete guide in your language: Schufa, the 5 most important insurance policies, retirement planning, taxes – and a 30-day plan for newcomers.
Open the guide →- Schufa
- Insurance
- Retirement
- Saving
- Organisation
- Real Estate
- Taxes
- Mistakes
- 30-Day Plan
- Glossary
Good to know.
Within 14 days of moving in, with your local municipality. You will need your passport, the landlord's confirmation (Wohnungsgeberbestätigung) and, if applicable, your birth certificate.
Yes, it is important for salary payments and everyday transactions. Most banks offer free current accounts.
It is sent to you automatically by post after registration, and your employer will need it.
Questions about insurance or your start?
I'll be happy to advise you personally and help with all questions about insurance and your start in Germany.
